Title chain
Review the registered sale, conveyance, gift, relinquishment or inheritance documents connecting the current owner to the property.
South & Central Delhi · Buyer advisory
Acquire with clarity before you commit.
A considered framework for evaluating provenance, property rights, address quality and completion when acquiring a significant Delhi residence.
Reviewed August 2026 · Sagar Home advisory team
At a glance
Four checks before the token payment.
Price is only one part of the decision. Confirm the seller’s authority to sell, the property’s legal and physical description, the cost of acquisition and the rights that will pass to you.
Ownership and title
Establish who owns the property and whether the complete chain supports the proposed transfer.
Identity and authority
Match owner names, PAN and identification; verify powers of attorney, company authority or probate where applicable.
Encumbrances
Check mortgages, registered claims, litigation, acquisition notices and lender releases through independent searches.
Freehold or leasehold
Identify the tenure and authority, then check ground rent, conversion status, misuse charges and other outstanding dues.
Building and floor rights
Builder-floor purchases require the land and shared rights to be described as carefully as the dwelling.
Sanctioned building plan
Compare the sanctioned plan, floor configuration and actual construction with the property offered.
Land share
Confirm the undivided land percentage written into the proposed deed and earlier collaboration documents.
Parking, terrace and basement
Record whether each right is exclusive, shared or excluded; do not rely on verbal representations.
Common services
Clarify lift, staircase, driveway, water storage, utilities and future repair responsibilities.
Price and government costs
Budget using the higher value relevant to registration, not the negotiated price alone.
Circle-rate comparison
Compare the transaction value with the applicable minimum valuation for the colony and property type.
Stamp duty and registration
Plan for the applicable buyer-category duty, registration fee and incidental registration charges.
Professional and finance costs
Include legal review, valuation, loan processing, brokerage, insurance and immediate repair expenses.
Payment trail
Document token, deposits and final payments with written terms, receipts and traceable banking channels.
Agreement, registration and possession
The transaction documents should connect payment, registration and physical handover without gaps.
Agreement safeguards
Define conditions, document-delivery obligations, default consequences, refund terms and completion dates.
Registration readiness
Confirm the correct Sub-Registrar jurisdiction, deed particulars, witnesses, identification and payment arrangements.
Possession record
Use a signed handover note covering keys, meters, fixtures, parking, original documents and vacant possession.
Post-purchase updates
Initiate mutation, utility transfers, society or RWA records, insurance and lender document custody promptly.
Important note
Confirm the residence, the rights and the completion plan.
This guide is general information, not a title opinion or legal, tax, architectural or lending advice. Appoint qualified professionals to examine the specific property and current government requirements before payment or signature.